3 Factors You Should Consider When Purchasing Roadside Assistance

There are a variety of different ways you can get the roadside assistance coverage you need in order to hit the road with confidence. For instance, you can purchase this coverage as part of your auto insurance policy or you can purchase a standalone policy through a company that specializes in offering roadside assistance plans. However, no matter what avenue you choose to turn to, there are a few factors that you will need to consider. This ensures you purchase a plan that truly offers the level of coverage you require.

Rural Versus Urban Drivers

Where you do a lot of your driving can have a huge impact on which roadside assistance plan is right for you. This is because roadside assistance coverage typically comes with some restrictions regarding how far your vehicle can be towed in the event your vehicle breaks down. If you typically drive within the city limits, chances are you will be able to get your vehicle to a reputable repair shop without having to tow it more than a mile or two. However, if you often find yourself driving in more secluded areas, you may find that any breakdown results in the need for long-distance towing. Choosing a roadside assistance plan that offers this type of coverage will be vital to avoid costly out-of-pocket expenses if the time comes that you need to use this coverage.

Individual Versus Vehicle Coverage

Another key difference between roadside assistance plans is that while some plans cover the individual driver, other plans cover a specific vehicle. If you own multiple vehicles or often rent vehicles when traveling, you may find that it is in your best interest to purchase a policy that covers you as an individual. This way, you get the assistance you need regardless of what vehicle you may be driving at the time. However, if there are multiple people in your household that share one vehicle, a policy that is attached to the vehicle rather than an individual driver will prove more valuable. 

International Trips

For some people, frequent trips to bordering countries are simply a way of life. If you frequently travel internationally, it is important to ensure you choose a roadside assistance plan that offers assistance in your time of need — even if this need occurs after you have crossed the border. 

Be sure to contact a roadside assistance service for more information.